Solution Library
AU · Sydney · APRA-regulated PPF · Make money move.™
With Monoova · Payments Platform

Transactions move in real time across Monoova

Per-customer virtual accounts auto-allocate funds at receipt. Webhooks stream live into the system of record. Disbursements run through a single API on NPP.

Compare with today

Before → After

Quantified impact
Bank integrations
Today
3–6 portals
With Monoova
1 API
Consolidated
Settlement time
Today
T+1 to T+3
With Monoova
Real-time
Instant
Reconciliation
Today
Manual
With Monoova
Automated
99%+
With MonoovaMoney moves in real time
All channels, one APIAuto-allocateWebhook
Source
Your business
Single API surface
Monoova
Real-time
Monoova platform
Receive · Manage · Pay
System
Virtual accounts
Per-customer ledgers
Destination
Auto
Core systems
Auto-posted via webhook
Talk track
  1. 1One Monoova platform consolidates Receive, Manage and Pay across NPP, BECS, BPAY and card.
  2. 2Every cent is auto-allocated to a virtual account with reference data carried end-to-end.

Benefit map

With Monoova
  • One API for everything
    1 integration

    Replace 3+ bank portals and batch files with a single REST surface.

  • Real-time settlement
    T+0

    NPP rails deliver funds in seconds, not days.

  • Zero-touch reconciliation
    99%+ auto-match

    Per-customer virtual accounts auto-match every dollar.

Pillar
Virtual accounts

A permanent virtual accounts per customer. Funds self-identify on receipt.

Pillar
Real-time webhooks

Every receipt, payout and exception streams to your System of Record in under a second.

Pillar
One disbursement API

NPP, PayTo, BPAY and Direct Entry through a single contract with embedded approval controls.

Ready to step through a live API call?

Jump into Receivables, Disbursements or the API Console to drive the demo end-to-end.

ReceivablesDisbursementsAPI Console